1Y or 2Y Full Doc Non-QM Min. FICO 620

Up to 90% CLTV

Our Full Doc Non-QM loans are a perfect solution for small business owners, investors, or other self-employed individuals who believe they may not qualify for a traditional agency loan.

Program features

• Loan amounts up to $4 million
• DTI up to 55%
• Max cash-in-hand $500,000 for CLTV >65%, $1,000,000 for CLTV ≤65% to ≥55%, no max cash-in-hand limitation for CLTV <55%
• Condos up to 90% CLTV, condotels up to 75% CLTV, NY up to 90% CLTV
• 30 & 40-year fixed, 5/6 & 7/6 ARM

Why choose our 1Y or 2Y Full Doc Non-QM?

• ITIN allowed
• 1 year credit event allowed
• Temporary rate buydowns available